Frequently Asked Questions

We provide a list of homeownership programs such as Down Payment Assistance, Below Market Rate Homes and Mortgage Credit Certificate that are available in California through our Monthly Publication. This is helpful information that may help homebuyers purchase a home. 

You can look it up on Housing Assistance Index Monthly Publication. 

You can look it up on Housing Assistance Index Monthly Publication.

You can look it up on Housing Assistance Index Monthly Publication. 

Donate today and Housing Assistance Index will send you their most recent Monthly Publication.

Below Market Rate (BMR) Ownership Programs help first time homebuyers who are low, moderate, and middle-income. BMR homes are specified units in a City sold at below market rate prices.

A Mortgage Credit Certificate (MCC) is a certificate for primary residences that entitles you as a homeowner to an additional tax benefit when you file your federal income tax returns. They are offered through a state housing agency and must be purchased at the time of closing.