Frequently asked questions

Below Market Rate (BMR) Ownership Programs help first time homebuyers who are low, moderate, and middle-income. BMR homes are specified units in a City sold at below market rate prices.

A Mortgage Credit Certificate (MCC) is a certificate for primary residences that entitles you as a homeowner to an additional tax benefit when you file your federal income tax returns. They are offered through a state housing agency and must be purchased at the time of closing.

We provide a list of homeownership programs and helpful information that may help homebuyers purchase a home.